Many credit cards allow cardholders to transfer a balance from another credit card account. Few cardholders do so, and as a result, most credit card issuers have stopped charging over-the-limit fees altogether. How can you avoid this fee and other charges associated with a cash advance? Foreign transaction fees are charged by some credit cards when you use your card to make a purchase outside the United States. Annual Fees Next up is the annual fee —a fee some card issuers charge simply for the privilege of carrying a specific credit card. Next up is the annual fee —a fee some card issuers charge simply for the privilege of carrying a specific credit card. Cash advances usually come with a separate, higher interest rate than the standard rate for purchases. You can avoid this fee by refusing to opt in.
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